Save thousands on your monthly and annual processing costs.
Our program is legally vetted in all 50 states for your peace of mind.
Fast and simple to set up with durable, plug-and-play equipment.
No more interchange markups. You pay the same flat fee each month.
Reduce your payment processing fees by offering a cash discount.
Accept sophisticated forms of payment, including EMV Chip Cards and mobile wallets, such as ApplePay.
You always have a choice of cash discounting or traditional payment processing.
No complicated set up – all of our equipment is plug-and-play, so you can start processing quickly!
Any service fee will appear on your customers’ receipts for full transparency.
MainStream will provide free signage for full disclosure to your customers.
What is a Cash Discount?
A cash discount rewards customers for paying in cash. Your customers always have a choice as we will provide free signage.
Is Cash Discounting legal?
Yes, in all 50 states. Cash discount programs do not discriminate one card over another and reward customers for paying with cash. Cash discount programs have been available for years to higher education, municipals, gas stations and utility providers, so it is not a new concept. Our program has been legally vetted in all 50 states and complies with all Card Brand rules.
Is it a surcharge?
No. Surcharges are subject to the laws of each state and must work in accordance with each brands’ operating rules. Cash Discounting is an attractive option because it is legal in all states, it is fast and easy to set up, your customers have a choice, and there’s no complicated vetting/approval process with the Card Brands.
What equipment is required?
A Dejavoo payment terminal with the cash discounting software. No PIN Pad is required, though you can opt to purchase one. Please ask your rep for details.
What payment types can I accept?
Credit, signature debit, EMV, and mobile wallets, such as Apple Pay. Note: Cash discounting cannot be applied to EBT.
Is it PCI Compliant?
Yes, this program is fully PCI Compliant and complies with all card brand rules.
How do I inform my customers?
By law, all merchants must notify their customers by posting clear signage. We make it easy for you, since we will provide you with free point-of-purchase and window signage.
How much can I save?
Savings will vary, depending on how you are currently priced. However, most merchants can expect to save between 80 – 90% on their annual card processing fees.
I am a current MainStream merchant and I want Cash Discounting. How do I apply?
Contact your MainStream rep or our customer service team at 866.674.1020, option 5 and we’ll switch you over!
I am not a MainStream merchant, but would like to learn more. Who do I contact?
We’d love to hear from you! Call our friendly Customer care team at 866.674.1020, option 5 today.
MainStream Simplifies Your Payments Processing and Saves You Time and Money.